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Payout Speed Comparator

How fast every major Merchant of Record actually pays you out — settlement times, side by side.

Provider
Typical wait
Instant payout
Notes
Inflow
Fastest
Instant · on-demand
Yes
Withdraw anytime, T+0. Flat 4% all-in
Gumroad
Weekly (Fridays)
No
7-day rolling hold;
FastSpring
Bi-weekly
No
Net-15 after each period close.
Digital River
Net 15–30
No
Contract-dependent; enterprise terms.
Lemon Squeezy
Monthly
No
Paid ~5th–7th via PayPal or Wise.
Paddle
Monthly · net 30
No
Paid ~30 days after month end.

Paid instantly and invested from day one, Inflow  earns you $7,040 more than Paddle over 5 years.

0$
Inflow
0$
Gumroad
0$
FastSpring
0$
Digital River
0$
Lemon Squezzy
0$
Paddle
Monthly revenue
$
Annual return
%
Horizon

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