# Inflowpay Pricing

> Two-tier transparent pricing: Standard plan at 4% + $0.35 per transaction all-in, Enterprise plan custom for high-volume businesses. Zero hidden fees.

URL: https://inflowpay.com/pricing
Type: marketing-pricing
Breadcrumb: Home > Pricing

## Headline

Two plans. One mission. Maximize your revenue.

## Standard Plan

**Price: 4% + $0.35 per transaction, all-in pricing.**

CTA: Join

Included:
- Global from day 0. Don't limit your growth anymore, collect globally while VAT, GST, and sales tax are handled for you
- Best-in-class acceptance rates. Get paid on transactions others reject
- Self-custody infrastructure. No lock possible, your money is always accessible
- Optimized checkout, built for conversion
- 3-5% yield on balance. Unlock extra money without doing anything
- Real-time support, 7 days a week, actual humans
- Zero hidden fees. No setup costs, no FX markups, no surprises

## Enterprise Plan

**Price: Custom pricing for high-volume businesses.**

CTA: Contact Sales

Includes everything in Standard, plus:
- Dedicated expert
- Custom integrations and white-label options
- Deployed engineer support
- Volume-based discounts

## Why Inflowpay vs other payment providers

Comparison across these dimensions:
- Total cost (all-in vs headline)
- Global coverage
- Global onboarding (single integration vs per-market reintegration)
- Tax compliance (handled vs merchant's responsibility)
- Settlement / payout time (T+0 vs T+5-21 days industry standard)
- Account blocking risk (zero on self-custody vs frozen funds risk on traditional PSPs)
- Acceptance rate (multi-PSP routing for highest acceptance vs single PSP rates)
- Integration time (hours vs weeks)
- Yield on balance (3-5% via Inflowpay vs zero on traditional rails)
- Support (real humans, 7 days a week vs ticket-only AI support)
- Product types accepted (SaaS, marketplaces, physical goods, infoproducts vs SaaS-only on legacy MoR)
- Chargeback risk handling (Inflowpay fights with you vs leaves you alone)
- Enterprise features (custom integrations, dedicated engineers, white-label)

## What "all-in pricing" actually means

Most competitor pricing pages hide additional fees in the fine print. Standard MoR breakdown:
- Base fee: 4 to 5%
- Non-US card surcharge: +1.5%
- Billing fee: +0.5 to 0.7%
- Payout fee: +0.2 to 0.5%
- FX fee: +1%
- Total effective rate: 7 to 15% per transaction

Inflowpay's 4% + $0.35 is the complete number. No additional surcharges on non-US cards, no FX markup, no payout fee, no settlement delay fee. The advertised rate is the rate.

## Related

- [Home](https://inflowpay.com): payment infrastructure overview and value props
- [Blog: Don't Use a Merchant of Record Before Reading This](https://inflowpay.com/blog/dont-use-a-merchant-of-record-before-reading-this): why typical MoR all-in rates land at 7-15% versus advertised 4-5%
- [Blog: Accepting payments is a black hole](https://inflowpay.com/blog/accepting-payments-is-a-black-hole-costing-you-hundreds-of-thousands-every-year): line-by-line breakdown of where merchant revenue leaks
- [60-second Leak Audit](https://audit.inflowpay.com): calculate your exact annual leak with your current PSP
- [Contact](https://inflowpay.com/contact): talk to Sales for Enterprise pricing