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Payfac vs Merchant of Record
PayFac vs Merchant of Record: what is the difference? Discover who is the legal seller, who carries the tax liability and which model fits your business !
Hanafi Issahnane
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Inflow Blog
Guides and insights to get paid worldwide, for less.
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Simple, transparent pricing with no hidden fees. Check out our pricing page for the full breakdown.
Spoiler: low fees all-in with no surprises.
Years ago, selling internationally was complex and expensive. Today, with AI translation and social media, businesses launch globally without even realizing it. Then MoRs (Merchants of Record) arrived promising easy global payments, but with brutal terms: 10%+ fees, terrible acceptance rates, unoptimized checkouts, and random account blocks. It worked for some, but limited many more.
With Inflow, you're global from day one with best-in-class terms from the start: transparent pricing, highest acceptance rates, and zero risk of sudden suspensions.
Absolutely. We handle the entire migration, your customers won't even notice the switch. Zero downtime, zero disruption, and your recurring revenue keeps flowing uninterrupted.
Make the world your market.
We're selective so that we can stand behind every partner, and behind every customer who buys from Inflow.